Newsletters

September

• HOT TOPIC: Trade Roundup: New Tariff Actions and Rates

  This article explains newly implemented and upcoming tariffs and their potential economic impact.

• Test Your Knowledge of Estate Planning

  Taking this quiz may help increase understanding of estate planning.

• The College Landscape in 2026

  The world of higher education is constantly evolving. Here are some key updates for 2026.

• Medicare Open Enrollment: A Time for Choices

  Each year from October 15 to December 7, Medicare offers an Open Enrollment period during which beneficiaries can review coverage options and make changes as appropriate.

• Separately Managed Accounts: Tax-Efficiency and Tailored for You

  With SMAs, investors have the flexibility to fine-tune their asset allocations for their own unique circumstances and better manage their tax liability.

• The One Big Beautiful Bill Act Extends Tax Breaks for Small Businesses

  Here are three important tax provisions from the OBBBA that should provide certainty and stability for small businesses.

August

• HOT TOPIC: 530A Trump Accounts Officially Open

  A new tax-advantaged investment account officially launched on July 4th: the 530A account, also known as a Trump Account, which is designed to help children get a head start on their financial future.

• Is It Time to Declare Your Financial Independence?

  Here are some ideas to help pursue a life of financial freedom.

• The Employment Situation: A Closely Watched Report

  Among all the economic indicators released each month, the Employment Situation is one of the most highly anticipated and can move financial markets.

• Understanding the “No Tax on Tips” Deduction

  In 2025, the One Big Beautiful Bill Act established a temporary federal tax deduction to help reduce the tax liability of certain tipped workers.

• Strategies for Taking RMDs

  This article provides an overview of rules, options, and strategies for taking required minimum distributions (RMDs).

• Media Trends: Where Have All the Readers Gone?

  The majority of Americans read few books over the last year, while the number of weekly podcast listeners has been rising.

July

• HOT TOPIC: Social Security and Medicare: The Clock Is Ticking

  According to this year’s Trustees report, Social Security recipients might face a benefit cut in 2034 unless Congress acts soon to strengthen the program.

• What Is Value Investing?

  At the heart of a value investing strategy is viewing the purchase of stock shares as becoming a part owner of a company.

• Midyear Checkup: Can You Contribute More to Your Retirement Plan?

  With traditional pensions in decline, it’s up to the individual employee to build retirement savings in a work-based account.

• Taxing Social Security Benefits: Clearing the Confusion

  The One Big Beautiful Bill Act did not change the rules for taxing Social Security benefits, but it did create a new deduction for seniors that could help reduce their tax burden.

June

• REITs Offer Income and Diversification

  Most broad stock funds contain real estate investment trusts (REITs), but for a more strategic approach, investors can choose from a variety of REIT funds and individual REITs.

• What Can You Learn from Your Tax Return?

  Tax season may be over, but a completed tax return offers information that can help with financial strategy for the rest of the year.

• Variable Annuities: Strategies to Help Counter Retirement Risks

  Unlike retirement accounts, there are no federal contribution limits for variable annuities, and the investment gains won’t be taxed until they are withdrawn.

May

• Don’t Overlook the Value of Social Security Survivor Benefits

  While life insurance might play a central role after the death of a financial provider, Social Security could also offer another important source of income for survivors.

• The Corporate World Is All-In on AI

  As the race among large tech companies to monetize AI hits full throttle, it’s worth considering how adoption of AI-enabled technologies might affect the economic prospects of businesses and workers.

April

• Medicare or Medicaid?

  It’s easy to confuse Medicare and Medicaid, but there are important differences between the programs.

March

• HOT TOPIC: What Does a Weaker U.S. Dollar Mean for Your Money?

  Consumers and investors might want to consider how the depreciating dollar could impact the economy and their own finances.

• No More Groundhog Day for Your Finances: Time for a Financial Wellness Checkup

  Financial habits can repeat themselves, month after month and year after year, until we consciously break the pattern.

• Key Retirement and Tax Numbers for 2026

  This article provides 2026 contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts.

• A Roadmap for Your Family

  A letter of instruction could be just as important as a will in helping loved ones settle an estate and move forward with their lives.

• Could an HSA Strengthen Your Retirement Strategy?

  After age 65, retirees can use HSA funds for any purpose without incurring a penalty.

February

• Keeping Cool in Volatile Markets

  Overreacting to market movements or trying to “time the market” by guessing its future direction can create additional risk that could negatively affect long-term portfolio performance.

• Q&A on RMDs

  Here are answers to some key questions about required minimum distributions.

• Retroactive Social Security Benefits: A Chance to Turn Back Time

  Beneficiaries who postpone claiming Social Security past full retirement age have the option of receiving a lump-sum payment for up to six months of benefits when they finally apply.

January

• Strategies for Smarter Giving

  In addition to advancing philanthropic goals, strategic charitable donations may offer tax advantages.

• Surprise! It’s Retirement Time

  Considering some important issues now could provide more options in the event of early retirement.

• Tips to Help Preserve Your Inheritance

  It’s important for heirs to consider how a windfall might be used to strengthen their finances now and over the long term.

December

• Balancing Life in the Sandwich Generation

  The day-to-day demands of supporting multiple generations can take a toll, but planning and support might help achieve a workable balance.

• Beneficiary Designations: Who Gets the Money?

  It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

November

• What Happens to Your Time Horizon at Retirement?

  When entering retirement, investment strategy typically shifts from a single, goal-based fixed time horizon to a multilayered, interrelated series of time periods.

• Navigating Medicare Open Enrollment

  The Medicare Open Enrollment period runs from October 15 to December 7 and allows various changes related to Original Medicare, Medicare Advantage, and Medicare Prescription Drug plans.

• Consider Roth for Tax-Free Income

  Roth accounts offer no current-year tax benefit, but they can provide tax-free retirement income.

• Avoiding Probate with a TOD Deed and TOD Account

  In many states, a transfer-on-death (TOD) deed and/or account can help avoid probate without the cost and complexity of a trust.

October

• Life Insurance Might Help During Turbulent Economic Times

  During periods of economic uncertainty and stock market volatility, life insurance may be a useful tool to consider.

• Three Ways to Help Build Financial Resilience

  Here are some steps to help handle challenging times and potentially emerge even stronger.